1. General Information & Purpose
The information contained on Loan-Finances.com (the “Service”) is for general information and educational purposes only. The content is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the site.
By visiting this website, you agree that you are using the information provided at your own risk.
2. We Are Not a Bank or Lender
It is explicitly stated that Loan-Finances.com is NOT a bank, a financial institution, a non-banking financial company (NBFC), or a lender.
- We DO NOT provide loans of any kind.
- We DO NOT collect deposits or loan applications on behalf of any bank.
- We DO NOT have the authority to approve or reject any loan application.
We act solely as a publisher that analyzes financial products, banking policies, and loan interest rates to help users make informed decisions.
3. Disclaimer for Financial Calculators & Tools
Our website features various financial tools, including but not limited to Loan EMI Calculators, Eligibility Checkers, and Interest Rate Converters.
Please be aware that:
- The results provided by these calculators are estimates based on the data you enter.
- Actual loan EMIs, interest rates, and approval amounts may vary depending on the specific bank’s policies, your credit profile, and market fluctuations.
- We do not guarantee that the figures calculated on this site will match the final offer provided by your bank. Always verify the figures with your lender before signing any agreement.
4. Not Professional Financial Advice
The content found on Loan-Finances.com does not constitute professional financial advice, legal advice, or tax advice. Every individual’s financial situation is unique.
Strategies or tips mentioned on this blog regarding “Credit Score Improvement” or “Loan Approval” are based on general market practices and personal analysis. They do not guarantee results. We strongly recommend consulting with a Certified Financial Advisor (CFA) or a tax professional before making any major financial decisions.
5. Accuracy of Interest Rates & Data
Banking/Financial information (such as Interest Rates, Processing Fees, and Tenure limits) changes frequently and without prior notice.
While we strive to update our articles and tables regularly, Loan-Finances.com cannot guarantee that all information is 100% accurate at the specific moment you are viewing it. We shall not be held liable for any discrepancy between the rates mentioned on our website and the actual rates offered by the bank.
6. External Links Disclaimer
Our website may contain links to external websites that are not provided or maintained by or in any way affiliated with Loan-Finances.com.
Please note that we do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites. If you click on a link to a third-party bank or app, you will be subject to their terms and privacy policies.
7. Affiliate Disclosure
Loan-Finances.com may participate in affiliate marketing programs. This means we may earn a small commission if you click on certain links or purchase/apply for a product through our site.
However, this comes at no extra cost to you. Our reviews and comparisons remain unbiased, and we only recommend products or services that we believe add value to our readers.
8. Limitation of Liability
In no event shall Loan-Finances.com, nor its owners, employees, or partners, be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence, or other tort, arising out of or in connection with the use of the Service or the contents of the Service.